{"id":1608,"date":"2026-10-07T09:00:00","date_gmt":"2026-10-07T07:00:00","guid":{"rendered":"https:\/\/local.bancomat.lu\/?p=1608"},"modified":"2026-10-12T14:39:45","modified_gmt":"2026-10-12T12:39:45","slug":"luxembourg-transforme-differents-reseaux-de-distributeurs-en-un-reseau-national-unique","status":"publish","type":"post","link":"https:\/\/bancomat.lu\/en\/luxembourg-transforme-differents-reseaux-de-distributeurs-en-un-reseau-national-unique\/","title":{"rendered":"Luxembourg is turning several ATM networks into a single national network, designed around users"},"content":{"rendered":"<p><\/p>\n<p class=\"article-introduction\">Making essential banking services more accessible to everyone, everywhere in Luxembourg: that is the mission of BANCOMAT Luxembourg. Backed by five banks in Luxembourg, the project is now entering a new phase with the gradual rollout of the first BANCOMAT ATMs. Since 28 September 2026, customers can use these new ATMs alongside those of their own bank. Initially, the ATMs in the BANCOMAT network only allow cash withdrawals. The rollout will continue gradually in 2026 and 2027, with new features being activated and the network entering full service.<\/p>\n<div class=\"article-content\">\n<p class=\"article-content__p\">BANCOMAT Luxembourg\u2019s goal is to guarantee bank customers an efficient service in terms of access to cash: the right ATM (automated teller machine) in the right place, accessible to as many people as possible and offering the services everyone needs. Backed by <strong>Spuerkeess, BGL BNP Paribas, BIL, POST Luxembourg and Banque Raiffeisen<\/strong>, the new BANCOMAT network will offer better coverage of the country, with ATMs closer to everyone. The principle is simple: one name and the same service, wherever you are. Accessible to all, it also lets you do more at a single machine.<\/p>\n<p class=\"article-content__p\">The network is also more modern and meets current security standards. It is also more responsible, as it offers more services while consuming less energy. In total, <strong>more than 200 ATMs will cover the national network.<\/strong><\/p>\n<p class=\"article-content__p\"><strong>In this context, BANCOMAT will not charge customers of the five shareholder banks any fee for using its network.<\/strong><\/p>\n<figure class=\"article-content__figure\"><img decoding=\"async\" width=\"2126\" height=\"1155\" src=\"\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-portrait.jpg\" alt=\"Portrait of a smiling young woman with blue and yellow make-up, winking at the camera\" class=\"wp-image-1606\" loading=\"lazy\" srcset=\"https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-portrait.jpg 2126w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-portrait-300x163.jpg 300w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-portrait-1024x556.jpg 1024w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-portrait-768x417.jpg 768w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-portrait-1920x1043.jpg 1920w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-portrait-960x522.jpg 960w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-portrait-800x435.jpg 800w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-portrait-200x109.jpg 200w\" sizes=\"auto, (max-width: 2126px) 100vw, 2126px\" \/><\/figure>\n<ul class=\"article-content__ul\">\n<li><strong>Closer<\/strong>: strengthening the territorial coverage of the ATM network through a coordinated and optimised rollout: fewer machines, but better distributed across the country, to guarantee more balanced access in both urban and rural areas. The goal is to reach, by 2027, around 94% of the population living within 5 km by road of an ATM, an improvement of more than 2 percentage points compared with the 2023 network according to our methodology.<\/li>\n<li><strong>Simpler<\/strong>: in the long term, whichever BANCOMAT ATM is used, customers of the 5 partner banks will find the interface of their own bank, for a consistent and familiar experience.<\/li>\n<li><strong>More accessible<\/strong>: most sites in the network will be accessible to people with reduced mobility. For visually impaired people, all ATMs will have Braille markings at the various interaction points and voice guidance will be available across the whole network. Finally, the interface will offer five languages, to make the ATMs easier for as many people as possible to use.<\/li>\n<li><strong>More services<\/strong>: besides withdrawals, around 80% of ATMs will allow cash deposits. The platform, designed to evolve, will gradually add new services such as contactless payment, digital wallets and dynamic currency conversion for customers from outside the eurozone.<\/li>\n<li><strong>More responsible<\/strong>: streamlined logistics thanks to the management of a single network, and cash-recycling technology deployed on around 80% of ATMs. Every deposited banknote will be automatically checked and authenticated before being reused in a later withdrawal. This approach limits cash transport between ATMs and processing centres, while reducing the network\u2019s environmental impact.<\/li>\n<li><strong>Safer<\/strong>: 100% of ATMs will be equipped with inkjet staining technology and gas detection\/neutralisation systems.<\/li>\n<\/ul>\n<div class=\"article-content__split\">\n<figure class=\"article-content__figure\"><img decoding=\"async\" width=\"1020\" height=\"1358\" src=\"\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-utilisateurs.jpg\" alt=\"People standing in front of a BANCOMAT ATM\" class=\"wp-image-1607\" loading=\"lazy\" srcset=\"https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-utilisateurs.jpg 1020w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-utilisateurs-225x300.jpg 225w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-utilisateurs-769x1024.jpg 769w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-utilisateurs-768x1022.jpg 768w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-utilisateurs-811x1080.jpg 811w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-utilisateurs-751x1000.jpg 751w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-utilisateurs-451x600.jpg 451w, https:\/\/bancomat.lu\/wp-content\/uploads\/2026\/10\/bancomat-communique-2026-10-utilisateurs-150x200.jpg 150w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n<div class=\"article-content__split-text\">\n<h2 class=\"article-content__h2\">A gradual rollout<\/h2>\n<p class=\"article-content__p\">The gradual commissioning of BANCOMAT ATMs began on 28 September 2026.<\/p>\n<p class=\"article-content__p\">Initially, they will only offer cash withdrawals in euros. All features will be activated gradually over the coming months.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Making essential banking services more accessible to everyone, everywhere in Luxembourg: that is the mission of BANCOMAT Luxembourg. Backed by five banks in Luxembourg, the project is now entering a new phase with the gradual rollout of the first BANCOMAT ATMs. Since 28 September 2026, customers can use these new ATMs alongside those of their [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":1620,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"categories":[5],"tags":[],"class_list":["post-1608","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite"],"acf":[],"_links":{"self":[{"href":"https:\/\/bancomat.lu\/en\/wp-json\/wp\/v2\/posts\/1608","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bancomat.lu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bancomat.lu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bancomat.lu\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bancomat.lu\/en\/wp-json\/wp\/v2\/comments?post=1608"}],"version-history":[{"count":5,"href":"https:\/\/bancomat.lu\/en\/wp-json\/wp\/v2\/posts\/1608\/revisions"}],"predecessor-version":[{"id":1619,"href":"https:\/\/bancomat.lu\/en\/wp-json\/wp\/v2\/posts\/1608\/revisions\/1619"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bancomat.lu\/en\/wp-json\/wp\/v2\/media\/1620"}],"wp:attachment":[{"href":"https:\/\/bancomat.lu\/en\/wp-json\/wp\/v2\/media?parent=1608"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bancomat.lu\/en\/wp-json\/wp\/v2\/categories?post=1608"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bancomat.lu\/en\/wp-json\/wp\/v2\/tags?post=1608"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}